Senator Bill Nelson of Florida desperately wants to expand health insurance coverage because one in five Floridians is uninsured. As a former state insurance commissioner, he wants to crack down on insurers. And as a member of the Senate Finance Committee, he can shape legislation to achieve both goals.
But Mr. Nelson, a Democrat, has a big problem. The bill taken up this week by the committee would cut Medicare payments to insurance companies that care for more than 10 million older Americans, including nearly one million in Florida. The program, known as Medicare Advantage, is popular because it offers extra benefits, including vision and dental care and even, in some cases, membership in health clubs or fitness centers.
“It would be intolerable to ask senior citizens to give up substantial health benefits they are enjoying under Medicare,” said Mr. Nelson, who has been deluged with calls and complaints from constituents. “I am offering an amendment to shield seniors from those benefit cuts.”
Similar concerns exploded into public view on Wednesday as members of the Finance Committee slogged though a mammoth health care overhaul bill for a second day.
To help offset the cost of covering the uninsured, the Senate and House bills would squeeze roughly $400 billion to $500 billion out of the projected growth in Medicare over 10 years.
Republicans on Wednesday accused Democrats of using Medicare as a piggy bank to pay for coverage of the uninsured. Democrats countered by saying they were eliminating overpayments to insurance companies and extending the life of the Medicare trust fund, which could run out of money in 2017.
Senator Nelson said Republicans were waging a “scare campaign,” but he shares some of their concerns. His predicament highlights the political risks for Democrats eager to reassure older Americans who vote in large numbers.
There are risks for President Obama as well. He cannot afford to lose Mr. Nelson’s vote. White House officials have offered to work with him to address his concerns. Mr. Obama has said repeatedly that “if you like your health care plan, you will be able to keep it.”
The cost of Mr. Nelson’s proposed fix — to preserve benefits for many people enrolled in the private Medicare plans — could total $40 billion over 10 years, and that could also be a problem for the White House. Mr. Obama has promised not to sign a health bill that increases the deficit, and so far Mr. Nelson has not said precisely how he would pay for his amendment.
Approval of the amendment could invite other Democrats to ask for similar deals that might make the bill more palatable to their constituents, but more costly as well.
The legislation moving through Congress would make other huge changes in Medicare — raising premiums for some higher-income beneficiaries, cutting payments to hospitals and nursing homes, and trimming payments for many “overvalued services” provided by doctors. The legislation includes provisions to measure the quality of care provided by doctors and hospitals and to reward those who cure patients or keep them healthy.
FOR CONTINUATION OF THIS STORY, CLICK THE LINK FOR THE NEW YORK TIMES: Senator Tries to Allay Fears on Health Overhaul – NYTimes.com.