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	<title>Help The Middle Class &#187; Travel</title>
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		<title>10 Good Reasons Not To Go On A Cruise (Smartmoney.com)</title>
		<link>http://helpthemiddleclass.com/2010/02/21/10-good-reasons-not-to-go-on-a-cruise-smartmoney-com/</link>
		<comments>http://helpthemiddleclass.com/2010/02/21/10-good-reasons-not-to-go-on-a-cruise-smartmoney-com/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 18:55:33 +0000</pubDate>
		<dc:creator>Man In The Middle</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Family News]]></category>
		<category><![CDATA[General Advice]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[1. “Our engines break down all the time.”]]></category>
		<category><![CDATA[10 Good Reasons Not To Go On A Cruise]]></category>
		<category><![CDATA[124-passenger Legend ship last week affected its sailing speed]]></category>
		<category><![CDATA[and instead head straight to San Juan for the engine to be repaired. And a propulsion issue on Carnival’s 2]]></category>
		<category><![CDATA[and off-peak rates in various regions. A record Klein maintains on his web site shows that in 2007]]></category>
		<category><![CDATA[causing it to skip one of its scheduled stops.]]></category>
		<category><![CDATA[editor of CruiseJunkie.com and author of “Paradise Lost at Sea: Rethinking Cruise Vacations.” Savvy consumers also should look for “shoulder season” departures]]></category>
		<category><![CDATA[engine problems caused the Regent’s Seven Seas Voyager to skip a scheduled port stop in Antigua]]></category>
		<category><![CDATA[however weather-related cancellations have become more common.]]></category>
		<category><![CDATA[In December 2009]]></category>
		<category><![CDATA[just before or after holidays]]></category>
		<category><![CDATA[NO SEX]]></category>
		<category><![CDATA[roughly 5% of ships that had to cancel some or all port calls did so because of engine or mechanical problems. Those problems have become less frequent]]></category>
		<category><![CDATA[“Engine and weather-related problems are very common]]></category>
		<category><![CDATA[” says Ross Klein]]></category>

		<guid isPermaLink="false">http://helpthemiddleclass.com/?p=8805</guid>
		<description><![CDATA[
1. “Our engines break down all the time.”

In December 2009, engine problems caused the Regent’s Seven Seas Voyager to skip a scheduled port stop in Antigua, and instead head straight to San Juan for the engine to be repaired. And a propulsion issue on Carnival’s 2,124-passenger Legend ship last week affected its sailing speed, causing [...]]]></description>
			<content:encoded><![CDATA[<div class="KonaBody">
<p><strong>1. “Our engines break down all the time.”</strong></p>
</div>
<div id="TixyyLink" style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;">In December 2009, engine problems caused the Regent’s Seven Seas Voyager to skip a scheduled port stop in Antigua, and instead head straight to San Juan for the engine to be repaired. And a propulsion issue on Carnival’s 2,124-passenger Legend ship last week affected its sailing speed, causing it to skip one of its scheduled stops.</div>
<div style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;"></div>
<div style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;">“Engine and weather-related problems are very common,” says Ross Klein, editor of CruiseJunkie.com and author of “Paradise Lost at Sea: Rethinking Cruise Vacations.” Savvy consumers also should look for “shoulder season” departures, just before or after holidays, and off-peak rates in various regions. A record Klein maintains on his web site shows that in 2007, roughly 5% of ships that had to cancel some or all port calls did so because of engine or mechanical problems. Those problems have become less frequent, however weather-related cancellations have become more common.</div>
<div style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;"></div>
<div style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;">As many disappointed passengers realize too late, they have little recourse. According to Ron Murphy, managing director of the Federal Maritime Commission, “Almost all tickets allow <span id="KonaLink0" class="kLink" style="text-decoration: none ! important; position: static; font-size: 12px; font-style: normal; line-height: 18px;"><span id="konaUnderline0" style="border-bottom: 1px solid #009900; padding: 0pt 0pt 2px; font-size: 12px; font-style: normal; line-height: 18px; top: 0pt; cursor: pointer; color: #009900;"><span id="konaUnderline0_2" style="border-bottom: 1px solid #009900; font-size: 12px; font-style: normal; line-height: 18px;"><ins class="KonaIns" style="color: #009900;">cruise </ins><ins class="KonaIns" style="color: #009900;">lines</ins></span></span></span> to change itineraries at their discretion.”</p>
<div id="TixyyLink" style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;"></div>
<div style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;"><a href="http://www.smartmoney.com/spending/rip-offs/10-things-your-cruise-line-wont-tell-you-18575/" target="_blank"><em><strong>FOR CONTINAUTION OF THIS ARTICLE, CLICK THIS LINK TO SMARTMONEY: </strong></em>10 Things Your Cruise Line Won&#8217;t Tell You at SmartMoney.com</a>.</div>
<div id="TixyyLink" style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;"></div>
</div>
<div style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;">
<div id="TixyyLink" style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;"></div>
</div>
]]></content:encoded>
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		<title>AIR TRAVERL SHOCKER:  Airlines Continue To Fly Planes With Maintenance Problems (USA Today)</title>
		<link>http://helpthemiddleclass.com/2010/02/03/air-traverl-shocker-airlines-continue-to-fly-planes-with-maintenance-problems-usa-today/</link>
		<comments>http://helpthemiddleclass.com/2010/02/03/air-traverl-shocker-airlines-continue-to-fly-planes-with-maintenance-problems-usa-today/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 15:14:50 +0000</pubDate>
		<dc:creator>Man In The Middle</dc:creator>
				<category><![CDATA[Big Business/Wall Street]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Family News]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[AIR TRAVERL SHOCKER: Airlines Continue To Fly Planes With Maintenance Problems]]></category>
		<category><![CDATA[Alerted by a brake warning light in the cockpit]]></category>
		<category><![CDATA[giant squid]]></category>
		<category><![CDATA[it turned out. The Boeing 767-300 jet landed safely]]></category>
		<category><![CDATA[Palin]]></category>
		<category><![CDATA[president obama]]></category>
		<category><![CDATA[sex]]></category>
		<category><![CDATA[sexting]]></category>
		<category><![CDATA[the captain on a U.S. airline flight last August warned passengers he was making an emergency landing and called for firetrucks to be standing by.]]></category>
		<category><![CDATA[the pilot said in his account to NASA&apos;s Aviation Safety Reporting System]]></category>
		<category><![CDATA[The trucks weren't needed]]></category>
		<category><![CDATA[which allows airline employees to report incidents confidentially and without identifying the airline or the flight.]]></category>

		<guid isPermaLink="false">http://helpthemiddleclass.com/?p=8579</guid>
		<description><![CDATA[Alerted by a brake warning light in the cockpit, the captain on a U.S. airline flight last August warned passengers he was making an emergency landing and called for firetrucks to be standing by.
The trucks weren&#8217;t needed, it turned out. The Boeing 767-300 jet landed safely, the pilot said in his account to NASA&#38;apos;s Aviation [...]]]></description>
			<content:encoded><![CDATA[<p>Alerted by a brake warning light in the cockpit, the captain on a U.S. airline flight last August warned passengers he was making an emergency landing and called for firetrucks to be standing by.</p>
<p>The trucks weren&#8217;t needed, it turned out. The Boeing 767-300 jet landed safely, the pilot said in his account to NASA&amp;apos;s Aviation Safety Reporting System, which allows airline employees to report incidents confidentially and without identifying the airline or the flight.</p>
<p>The pilot reported that he later was told by mechanics that the incident was caused by a landing-gear wheel that was missing a part and had been installed incorrectly.</p>
<p>The passengers on the unidentified international flight were on a jet that should never have left the ground. Improper repair work made it unsafe to fly. It was no isolated incident.</p>
<p>During the past six years, millions of passengers have been on at least 65,000 U.S. airline flights that shouldn&amp;apos;t have taken off because planes weren&amp;apos;t properly maintained, a six-month USA TODAY investigation has found.</p>
<p><em><strong>FOR CONTINUATION OF THIS ARTICLE, CLICK THIS LINK FOR USA TODAY: </strong></em> <a href="http://www.usatoday.com/travel/flights/2010-02-02-1Aairmaintenance02_CV_N.htm?csp=hf" target="_blank">Planes with maintenance problems have flown anyway &#8211; USATODAY.com</a>.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Cut Your Travel Costs In 2010.  10 Practical Tips (The New York Times)</title>
		<link>http://helpthemiddleclass.com/2010/01/08/cut-your-travel-costs-in-2010-10-practical-tips-the-new-york-times/</link>
		<comments>http://helpthemiddleclass.com/2010/01/08/cut-your-travel-costs-in-2010-10-practical-tips-the-new-york-times/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 15:56:23 +0000</pubDate>
		<dc:creator>Man In The Middle</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[The States]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Cut Your Travel Costs In 2010.  10 Practical Tips]]></category>

		<guid isPermaLink="false">http://helpthemiddleclass.com/?p=8136</guid>
		<description><![CDATA[LAST year was arguably the year of the travel deal, with resorts and airlines practically begging for bookings, and many travelers finding bargain airfares and hotel rooms as a result. But airlines have cut back capacity, meaning there will be fewer seats going unsold, and resorts may not be as quick to cut rates to [...]]]></description>
			<content:encoded><![CDATA[<p>LAST year was arguably the year of the travel deal, with resorts and airlines practically begging for bookings, and many travelers finding bargain airfares and hotel rooms as a result. But airlines have cut back capacity, meaning there will be fewer seats going unsold, and resorts may not be as quick to cut rates to attract guests, now that the economy looks as if it might be on a slight rebound. So now is the perfect time to review your booking strategy. Here are 10 simple steps you can take to help cut your travel costs in 2010.</p>
<p><em><strong>FOR CONTINUATION OF THIS ARTICLE, CLICK THIS LINK FOR THE NEW YORK TIMES: </strong></em> <a href="http://travel.nytimes.com/2010/01/10/travel/10pracsave.html?8dpc" target="_blank">Practical Traveler &#8211; 10 Ways to Cut Your Travel Costs In 2010 &#8211; NYTimes.com</a>.</p>
]]></content:encoded>
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		<title>Many Americans Staying Home This Holiday (USA Today)</title>
		<link>http://helpthemiddleclass.com/2009/12/18/many-americans-staying-home-this-holiday-usa-today/</link>
		<comments>http://helpthemiddleclass.com/2009/12/18/many-americans-staying-home-this-holiday-usa-today/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 22:57:50 +0000</pubDate>
		<dc:creator>Man In The Middle</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Family News]]></category>
		<category><![CDATA[Latest News]]></category>
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		<category><![CDATA[News]]></category>
		<category><![CDATA[The States]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[" said Lisa Emmett-Gagliano]]></category>
		<category><![CDATA["I crunched the numbers]]></category>
		<category><![CDATA[025 people]]></category>
		<category><![CDATA[48]]></category>
		<category><![CDATA[a single mother on disability]]></category>
		<category><![CDATA[A survey of 1]]></category>
		<category><![CDATA[a USA TODAY/Gallup Poll shows.]]></category>
		<category><![CDATA[about one-third of the would-be travelers said the economy forced them to abandon plans]]></category>
		<category><![CDATA[according to economists and poll respondents.]]></category>
		<category><![CDATA[Americans are suffering from high unemployment]]></category>
		<category><![CDATA[Ariz. Emmett-Gagliano]]></category>
		<category><![CDATA[checked numerous airlines and it just wasn't a possibility]]></category>
		<category><![CDATA[conducted Dec. 11 through Sunday]]></category>
		<category><![CDATA[even as the economy shows tepid signs of recovery]]></category>
		<category><![CDATA[found that 35% said they had intended to travel more than 100 miles from home during the holidays. However]]></category>
		<category><![CDATA[income reductions and financial insecurity that continue to undermine the travel business]]></category>
		<category><![CDATA[leaving only 23% who will actually take trips. And more than a third of those said they were cutting back "significantly" on the cost of their trip.]]></category>
		<category><![CDATA[Many Americans Staying Home This Holiday]]></category>
		<category><![CDATA[More than half of U.S. residents who wanted to travel during the holidays have significantly cut back their plans or canceled trips altogether because of the fragile economy]]></category>
		<category><![CDATA[of Mesa]]></category>
		<category><![CDATA[wanted to take her two daughters to Chicago to visit family they hadn't seen for nine years.]]></category>

		<guid isPermaLink="false">http://helpthemiddleclass.com/?p=7838</guid>
		<description><![CDATA[More than half of U.S. residents who wanted to travel during the holidays have significantly cut back their plans or canceled trips altogether because of the fragile economy, a USA TODAY/Gallup Poll shows.
Americans are suffering from high unemployment, income reductions and financial insecurity that continue to undermine the travel business, even as the economy shows [...]]]></description>
			<content:encoded><![CDATA[<p>More than half of U.S. residents who wanted to travel during the holidays have significantly cut back their plans or canceled trips altogether because of the fragile economy, a USA TODAY/Gallup Poll shows.</p>
<p>Americans are suffering from high unemployment, income reductions and financial insecurity that continue to undermine the travel business, even as the economy shows tepid signs of recovery, according to economists and poll respondents.</p>
<p>&#8220;I crunched the numbers, checked numerous airlines and it just wasn&#8217;t a possibility,&#8221; said Lisa Emmett-Gagliano, 48, of Mesa, Ariz. Emmett-Gagliano, a single mother on disability, wanted to take her two daughters to Chicago to visit family they hadn&#8217;t seen for nine years.</p>
<p>A survey of 1,025 people, conducted Dec. 11 through Sunday, found that 35% said they had intended to travel more than 100 miles from home during the holidays. However, about one-third of the would-be travelers said the economy forced them to abandon plans, leaving only 23% who will actually take trips. And more than a third of those said they were cutting back &#8220;significantly&#8221; on the cost of their trip.</p>
<p><em><strong>FOR CONTINUATION OF THIS STORY, CLICK THIS LINK FOR USA TODAY: </strong></em> <a href="http://www.usatoday.com/travel/2009-12-17-holiday-travel-recession_N.htm?loc=interstitialskip" target="_blank">Many Americans scale back seasonal trips or stay put &#8211; USATODAY.com</a>.</p>
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		<title>100 Hotels Under $150</title>
		<link>http://helpthemiddleclass.com/2009/10/10/100-hotels-under-150/</link>
		<comments>http://helpthemiddleclass.com/2009/10/10/100-hotels-under-150/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 17:11:45 +0000</pubDate>
		<dc:creator>Man In The Middle</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Family Finances]]></category>
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		<category><![CDATA[a liquor store and a cosmetics shop — I came across an easy-to-miss alleyway flanked by two metal gates. Then]]></category>
		<category><![CDATA[a place I had booked a few days earlier on the Web]]></category>
		<category><![CDATA[and a row of lanterns providing a spark of warmth to the otherwise industrial street.]]></category>
		<category><![CDATA[As I made my way up the street — past a pizzeria]]></category>
		<category><![CDATA[at the far end of the alley]]></category>
		<category><![CDATA[but as I inched closer]]></category>
		<category><![CDATA[HOTELS]]></category>
		<category><![CDATA[I noticed a surprisingly elegant exterior]]></category>
		<category><![CDATA[I spotted the Market Hotel. My first reaction was to turn back and head to the closest Internet cafe to search for a new hotel]]></category>
		<category><![CDATA[I was confronted by a busy commercial thoroughfare anchored on one corner by a ramshackle market selling everything from espadrilles to salted fish and on the other by an unpromising-looking cafe popu]]></category>
		<category><![CDATA[INITIAL signs were not promising. As I emerged from the Sant Antoni metro station on a warm Barcelona afternoon in search of the Market Hotel]]></category>
		<category><![CDATA[past a parking garage]]></category>
		<category><![CDATA[SEX IN HOTELS]]></category>
		<category><![CDATA[with orange awnings shading sleek mirrored windows]]></category>

		<guid isPermaLink="false">http://helpthemiddleclass.com/?p=7288</guid>
		<description><![CDATA[INITIAL signs were not promising. As I emerged from the Sant Antoni metro station on a warm Barcelona afternoon in search of the Market Hotel, a place I had booked a few days earlier on the Web, I was confronted by a busy commercial thoroughfare anchored on one corner by a ramshackle market selling everything [...]]]></description>
			<content:encoded><![CDATA[<p>INITIAL signs were not promising. As I emerged from the Sant Antoni metro station on a warm Barcelona afternoon in search of the Market Hotel, a place I had booked a few days earlier on the Web, I was confronted by a busy commercial thoroughfare anchored on one corner by a ramshackle market selling everything from espadrilles to salted fish and on the other by an unpromising-looking cafe populated by a lone elderly man sipping coffee and flipping idly through a newspaper.</p>
<p>As I made my way up the street — past a pizzeria, a liquor store and a cosmetics shop — I came across an easy-to-miss alleyway flanked by two metal gates. Then, at the far end of the alley, past a parking garage, I spotted the Market Hotel. My first reaction was to turn back and head to the closest Internet cafe to search for a new hotel, but as I inched closer, I noticed a surprisingly elegant exterior, with orange awnings shading sleek mirrored windows, and a row of lanterns providing a spark of warmth to the otherwise industrial street.</p>
<p>After being greeted exuberantly by the woman at the front desk, who immediately offered me a bottle of water to slake my thirst, I headed up to the room, where more surprises awaited. The room, though small, was elegantly appointed, with gleaming wood floors, Chinese-influenced cabinets, a flat-screen TV and a good-sized, comfortable bed. The bathroom was huge, compared with others I have encountered over the years in Europe, and was well stocked with toiletries in elegantly designed packaging.</p>
<p>As I opened the French doors that led out to a tiny balcony overlooking the street, I had one thought: How was it possible that this room was costing me only 60 euros a night?</p>
<p>That’s the thing about budget hotels. Sometimes they turn out to be a disaster, leaving you to lie awake at night, fighting to go to sleep as you try to shut out the noise from the busy street just beyond your window and hoping you will get to morning without having inherited a family of bedbugs. And other times, they turn out to be diamonds in the rough, places you can’t wait to brag about to friends back home.</p>
<p>And that’s what the Market Hotel turned out to be over the next three days. How had I found it? Well, it wasn’t a friend who had told me about it. It was a reader of the Travel section’s Web site who had recommended it on a posting on our Barcelona destination guide, saying it was “modern, inviting and simply wonderful” and that it only cost 80 euros a night. (I got an even better deal, it seemed.)</p>
<p>FOR CONTINUATION OF THIS STORY, CLICK THE LINK FOR THE NEW YORK TIMES.COM <a href="http://www.nytimes.com/2009/10/11/travel/11HotelsOne.html" target="_blank">100 Hotels Under $150 &#8211; NYTimes.com</a>.</p>
]]></content:encoded>
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		<title>The Next Hot Youth-Magnet Cities</title>
		<link>http://helpthemiddleclass.com/2009/10/01/the-next-hot-youth-magnet-cities/</link>
		<comments>http://helpthemiddleclass.com/2009/10/01/the-next-hot-youth-magnet-cities/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 15:07:38 +0000</pubDate>
		<dc:creator>Man In The Middle</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Family News]]></category>
		<category><![CDATA[General Advice]]></category>
		<category><![CDATA[Housing]]></category>
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		<category><![CDATA[News]]></category>
		<category><![CDATA[The States]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[" says Ross DeVol]]></category>
		<category><![CDATA[a banking center]]></category>
		<category><![CDATA[a geographer at the University of Maryland and author of the Census Bureau report.]]></category>
		<category><![CDATA[a haven for artists]]></category>
		<category><![CDATA[a nonprofit Washington research organization.]]></category>
		<category><![CDATA[a senior fellow at the Brookings Institution]]></category>
		<category><![CDATA[a victim of the sagging Florida economy. The housing collapse sank another past favorite]]></category>
		<category><![CDATA[Big cities dominate our panelists' forecasts. Where trendy smaller cities might have captivated youth in the past]]></category>
		<category><![CDATA[but impossible to forecast empirically. Whether you prefer hip]]></category>
		<category><![CDATA[casual Austin]]></category>
		<category><![CDATA[cited in an influential 2003 U.S. Census Bureau report on migration among young adults]]></category>
		<category><![CDATA[director of regional economics for the nonprofit Milken Institute. Northeastern and West Coast cities are ascendant]]></category>
		<category><![CDATA[eclipsing former Sunbelt favorites such as Atlanta.]]></category>
		<category><![CDATA[economists]]></category>
		<category><![CDATA[educated workers in their 20s when the U.S. economy gets moving again. Our panelists—demographers]]></category>
		<category><![CDATA[Fla.]]></category>
		<category><![CDATA[former real-estate boom town Las Vegas. And Charlotte]]></category>
		<category><![CDATA[from economic diversity to lifestyle.]]></category>
		<category><![CDATA[geographers and authors on urban issues—picked their cities based on the criteria they deem most important]]></category>
		<category><![CDATA[high-paying jobs are created]]></category>
		<category><![CDATA[hippest destinations for highly mobile]]></category>
		<category><![CDATA[lost some of its luster to the financial crisis.]]></category>
		<category><![CDATA[musicians and outdoor enthusiasts. The city has shown "staying power" among youth]]></category>
		<category><![CDATA[N.C.]]></category>
		<category><![CDATA[Ore.]]></category>
		<category><![CDATA[Other cities once lauded as youth magnets fell off the radar. Naples]]></category>
		<category><![CDATA[over the cosmopolitan allure of New York City is partly a matter of personal taste. Still]]></category>
		<category><![CDATA[placing "greater emphasis on where high-quality]]></category>
		<category><![CDATA[Predicting cities that will emerge as post-recession meccas for the young is easy to argue about]]></category>
		<category><![CDATA[Quirky urban cultures haven't entirely lost their allure. Our panelists' No. 4 pick is a city with double-digit unemployment—Portland]]></category>
		<category><![CDATA[says Rachel Franklin]]></category>
		<category><![CDATA[says William Frey]]></category>
		<category><![CDATA[texas]]></category>
		<category><![CDATA[The Next Hot Youth-Magnet Cities]]></category>
		<category><![CDATA[The young are likely to be more restless than usual when the recovery comes. The recession has brought migration to a grinding halt: Fewer people moved across state lines in 2008 than at any time sinc]]></category>
		<category><![CDATA[today's recession-scarred young people are more pragmatic]]></category>
		<category><![CDATA[was bypassed by panelists]]></category>
		<category><![CDATA[we asked six experts which 10 cities will emerge as the hottest]]></category>
		<category><![CDATA[when the population was smaller by half]]></category>

		<guid isPermaLink="false">http://helpthemiddleclass.com/?p=7137</guid>
		<description><![CDATA[If you were a recent college graduate in a recovering economy launching a career, looking for a mate or both, where would you choose to live?
Predicting cities that will emerge as post-recession meccas for the young is easy to argue about, but impossible to forecast empirically. Whether you prefer hip, casual Austin, Texas, over the [...]]]></description>
			<content:encoded><![CDATA[<p>If you were a recent college graduate in a recovering economy launching a career, looking for a mate or both, where would you choose to live?</p>
<p>Predicting cities that will emerge as post-recession meccas for the young is easy to argue about, but impossible to forecast empirically. Whether you prefer hip, casual Austin, Texas, over the cosmopolitan allure of New York City is partly a matter of personal taste. Still, we asked six experts which 10 cities will emerge as the hottest, hippest destinations for highly mobile, educated workers in their 20s when the U.S. economy gets moving again. Our panelists—demographers, economists, geographers and authors on urban issues—picked their cities based on the criteria they deem most important, from economic diversity to lifestyle.</p>
<p>Big cities dominate our panelists&#8217; forecasts. Where trendy smaller cities might have captivated youth in the past, today&#8217;s recession-scarred young people are more pragmatic, placing &#8220;greater emphasis on where high-quality, high-paying jobs are created,&#8221; says Ross DeVol, director of regional economics for the nonprofit Milken Institute. Northeastern and West Coast cities are ascendant, eclipsing former Sunbelt favorites such as Atlanta.</p>
<p>Other cities once lauded as youth magnets fell off the radar. Naples, Fla., cited in an influential 2003 U.S. Census Bureau report on migration among young adults, was bypassed by panelists, a victim of the sagging Florida economy. The housing collapse sank another past favorite, former real-estate boom town Las Vegas. And Charlotte, N.C., a banking center, lost some of its luster to the financial crisis.</p>
<p>Quirky urban cultures haven&#8217;t entirely lost their allure. Our panelists&#8217; No. 4 pick is a city with double-digit unemployment—Portland, Ore., a haven for artists, musicians and outdoor enthusiasts. The city has shown &#8220;staying power&#8221; among youth, says Rachel Franklin, a geographer at the University of Maryland and author of the Census Bureau report.</p>
<p>Where young adults settle is no small thing. People 18 to 29 are the most mobile age group, and their past migration patterns have defined the future of regions, from the long rural exodus of the 1900s to the Silicon Valley boom of the 1990s. Youth-magnet cities gain an enviable cultural allure and a labor-market edge.</p>
<p>The young are likely to be more restless than usual when the recovery comes. The recession has brought migration to a grinding halt: Fewer people moved across state lines in 2008 than at any time since 1950, when the population was smaller by half, says William Frey, a senior fellow at the Brookings Institution, a nonprofit Washington research organization.</p>
<p>Here&#8217;s a look at our survey&#8217;s top five cities:  <em><strong>FOR CONTINUATION OF THIS STORY, CLICK THE LINK FOR THE WALL STREET JOURNAL: </strong></em> <a href="http://online.wsj.com/article/SB10001424052748703787204574442912720525316.html" target="_blank">The Next Hot Youth-Magnet Cities &#8211; WSJ.com</a>.</p>
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		<title>Seniors Have Real Concerns Over Proposed Cuts In Medicare To Pay For New Program</title>
		<link>http://helpthemiddleclass.com/2009/09/23/seniors-have-real-concerns-over-proposed-cuts-in-medicare-to-pay-for-new-program/</link>
		<comments>http://helpthemiddleclass.com/2009/09/23/seniors-have-real-concerns-over-proposed-cuts-in-medicare-to-pay-for-new-program/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 07:39:44 +0000</pubDate>
		<dc:creator>Man In The Middle</dc:creator>
				<category><![CDATA[Credit & Debt]]></category>
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		<category><![CDATA[and so far Mr. Nelson has not said precisely how he would pay for his amendment.]]></category>
		<category><![CDATA[and that could also be a problem for the White House. Mr. Obama has promised not to sign a health bill that increases the deficit]]></category>
		<category><![CDATA[and trimming payments for many “overvalued services” provided by doctors. The legislation includes provisions to measure the quality of care provided by doctors and hospitals and to reward those who c]]></category>
		<category><![CDATA[cutting payments to hospitals and nursing homes]]></category>
		<category><![CDATA[MILF SEX]]></category>
		<category><![CDATA[Republicans on Wednesday accused Democrats of using Medicare as a piggy bank to pay for coverage of the uninsured. Democrats countered by saying they were eliminating overpayments to insurance compani]]></category>
		<category><![CDATA[Seniors Have Real Concerns Over Proposed Cuts In Medicare To Pay For New Program]]></category>
		<category><![CDATA[Similar concerns exploded into public view on Wednesday as members of the Finance Committee slogged though a mammoth health care overhaul bill for a second day.]]></category>
		<category><![CDATA[The cost of Mr. Nelson’s proposed fix — to preserve benefits for many people enrolled in the private Medicare plans — could total $40 billion over 10 years]]></category>
		<category><![CDATA[The legislation moving through Congress would make other huge changes in Medicare — raising premiums for some higher-income beneficiaries]]></category>
		<category><![CDATA[There are risks for President Obama as well. He cannot afford to lose Mr. Nelson’s vote. White House officials have offered to work with him to address his concerns. Mr. Obama has said repeatedly that]]></category>
		<category><![CDATA[which could run out of money in 2017.]]></category>
		<category><![CDATA[who has been deluged with calls and complaints from constituents. “I am offering an amendment to shield seniors from those benefit cuts.”]]></category>
		<category><![CDATA[you will be able to keep it.”]]></category>
		<category><![CDATA[“It would be intolerable to ask senior citizens to give up substantial health benefits they are enjoying under Medicare]]></category>
		<category><![CDATA[” said Mr. Nelson]]></category>

		<guid isPermaLink="false">http://helpthemiddleclass.com/?p=7071</guid>
		<description><![CDATA[Senator Bill Nelson of Florida desperately wants to expand health insurance coverage because one in five Floridians is uninsured. As a former state insurance commissioner, he wants to crack down on insurers. And as a member of the Senate Finance Committee, he can shape legislation to achieve both goals.
But Mr. Nelson, a Democrat, has a [...]]]></description>
			<content:encoded><![CDATA[<p>Senator Bill Nelson of Florida desperately wants to expand health insurance coverage because one in five Floridians is uninsured. As a former state insurance commissioner, he wants to crack down on insurers. And as a member of the Senate Finance Committee, he can shape legislation to achieve both goals.</p>
<p>But Mr. Nelson, a Democrat, has a big problem. The bill taken up this week by the committee would cut <a title="Recent and archival health news about Medicare." href="http://topics.nytimes.com/top/news/health/diseasesconditionsandhealthtopics/medicare/index.html?inline=nyt-classifier">Medicare</a> payments to insurance companies that care for more than 10 million older Americans, including nearly one million in Florida. The program, known as Medicare Advantage, is popular because it offers extra benefits, including vision and <a title="In-depth reference and news articles about Dental care - adult." href="http://health.nytimes.com/health/guides/specialtopic/dental-care-adult/overview.html?inline=nyt-classifier">dental care</a> and even, in some cases, membership in <a title="Recent and archival health news about health clubs." href="http://topics.nytimes.com/top/news/health/diseasesconditionsandhealthtopics/health_clubs/index.html?inline=nyt-classifier">health clubs</a> or fitness centers.</p>
<p>“It would be intolerable to ask senior citizens to give up substantial health benefits they are enjoying under Medicare,” said Mr. Nelson, who has been deluged with calls and complaints from constituents. “I am offering an amendment to shield seniors from those benefit cuts.”</p>
<p>Similar concerns exploded into public view on Wednesday as members of the Finance Committee slogged though a mammoth health care overhaul bill for a second day.</p>
<p>To help offset the cost of covering the uninsured, the Senate and House bills would squeeze roughly $400 billion to $500 billion out of the projected growth in Medicare over 10 years.</p>
<p>Republicans on Wednesday accused Democrats of using Medicare as a piggy bank to pay for coverage of the uninsured. Democrats countered by saying they were eliminating overpayments to insurance companies and extending the life of the Medicare trust fund, which could run out of money in 2017.</p>
<p>Senator Nelson said Republicans were waging a “scare campaign,” but he shares some of their concerns. His predicament highlights the political risks for Democrats eager to reassure older Americans who vote in large numbers.</p>
<p>There are risks for <a title="More articles about Barack Obama." href="http://topics.nytimes.com/top/reference/timestopics/people/o/barack_obama/index.html?inline=nyt-per">President Obama</a> as well. He cannot afford to lose Mr. Nelson’s vote. White House officials have offered to work with him to address his concerns. Mr. Obama has said repeatedly that “if you like your health care plan, you will be able to keep it.”</p>
<p>The cost of Mr. Nelson’s proposed fix — to preserve benefits for many people enrolled in the private Medicare plans — could total $40 billion over 10 years, and that could also be a problem for the White House. Mr. Obama has promised not to sign a health bill that increases the deficit, and so far Mr. Nelson has not said precisely how he would pay for his amendment.</p>
<p>Approval of the amendment could invite other Democrats to ask for similar deals that might make the bill more palatable to their constituents, but more costly as well.</p>
<p>The legislation moving through Congress would make other huge changes in Medicare — raising premiums for some higher-income beneficiaries, cutting payments to <a title="Recent and archival health news about hospitals." href="http://topics.nytimes.com/top/news/health/diseasesconditionsandhealthtopics/hospitals/index.html?inline=nyt-classifier">hospitals</a> and <a title="Recent and archival health news about nursing homes." href="http://topics.nytimes.com/top/news/health/diseasesconditionsandhealthtopics/nursing_homes/index.html?inline=nyt-classifier">nursing homes</a>, and trimming payments for many “overvalued services” provided by doctors. The legislation includes provisions to measure the quality of care provided by doctors and hospitals and to reward those who cure patients or keep them healthy.</p>
<p><em><strong>FOR CONTINUATION OF THIS STORY, CLICK THE LINK FOR THE NEW YORK TIMES:</strong></em> <a href="http://www.nytimes.com/2009/09/24/health/policy/24medicare.html?hp" target="_blank">Senator Tries to Allay Fears on Health Overhaul &#8211; NYTimes.com</a>.</p>
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		<title>America&#8217;s Most Over-Rated Tourist Traps</title>
		<link>http://helpthemiddleclass.com/2009/08/15/americas-most-over-rated-tourist-traps/</link>
		<comments>http://helpthemiddleclass.com/2009/08/15/americas-most-over-rated-tourist-traps/#comments</comments>
		<pubDate>Sat, 15 Aug 2009 21:55:10 +0000</pubDate>
		<dc:creator>Man In The Middle</dc:creator>
				<category><![CDATA[Family]]></category>
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		<category><![CDATA[America's Most Over-Rated Tourist Traps]]></category>
		<category><![CDATA[Bourbon Street]]></category>
		<category><![CDATA[but not all tourist traps are a waste of time (the Empire State Building]]></category>
		<category><![CDATA[Fisherman's Wharf]]></category>
		<category><![CDATA[Mount Rushmore and Niagara Falls are all well worth a look).]]></category>
		<category><![CDATA[Petrified Forest National Park]]></category>
		<category><![CDATA[Plymouth Rock]]></category>
		<category><![CDATA[RMS Queen Mary]]></category>
		<category><![CDATA[sexting on the road]]></category>
		<category><![CDATA[Some of the places on my list are well-known tourist traps]]></category>
		<category><![CDATA[stand in its presence for a few moments]]></category>
		<category><![CDATA[TheHollywood Alamo]]></category>
		<category><![CDATA[then (if all goes well) leave as quickly as possible. Sometimes we’re pleasantly surprised; we linger and learn something new. But lots of times]]></category>
		<category><![CDATA[We all know the feeling: Bound by a lemming-like sense of obligation]]></category>
		<category><![CDATA[we don’t.]]></category>
		<category><![CDATA[we drag ourselves to an important tourist attraction]]></category>

		<guid isPermaLink="false">http://helpthemiddleclass.com/?p=6796</guid>
		<description><![CDATA[We all know the feeling: Bound by a lemming-like sense of obligation, we drag ourselves to an important tourist attraction, stand in its presence for a few moments, then (if all goes well) leave as quickly as possible. Sometimes we’re pleasantly surprised; we linger and learn something new. But lots of times, we don’t.
Some of [...]]]></description>
			<content:encoded><![CDATA[<p>We all know the feeling: Bound by a lemming-like sense of obligation, we drag ourselves to an important tourist attraction, stand in its presence for a few moments, then (if all goes well) leave as quickly as possible. Sometimes we’re pleasantly surprised; we linger and learn something new. But lots of times, we don’t.</p>
<p>Some of the places on my list are well-known tourist traps, but not all tourist traps are a waste of time (the Empire State Building, Mount Rushmore and Niagara Falls are all well worth a look).</p>
<p>Regardless, the following spots have left me either underwhelmed or exhausted for no good reason. I’m sure you have a similar list.</p>
<p>Fisherman&#8217;s Wharf</p>
<p>San Francisco</p>
<p>It’s very easy to have an enjoyable, fulfilling stay in San Francisco without ever touching foot in this awful place, which has all the appeal of a rundown (and yet somehow very expensive) amusement park. If you are forced to visit, however, I recommend the Musee Mecanique, a wonderfully eerie collection of vintage penny arcade games located at Pier 45.</p>
<p>Petrified Forest National Park</p>
<p>Holbrook, Ariz.</p>
<p>Petrified Forest National Park is located off of Interstate 40 between Holbrook and Navajo. From the north entrance of the park off of Interstate 40, a roughly 25-mile driving route meanders south among a spare expanse of rocks and sand, until you find yourself on Highway 180. Then you drive back up to Interstate 40 and continue on your way, an hour closer to the grave.</p>
<p>Wall Street</p>
<p>New York City</p>
<p>Wall Street could easily be described as a dark, narrow alley full of traffic pylons, heavily armed police officers, harried office workers and lots of tourists taking pictures of a street sign. Federal Hall, where Washington gave his inaugural address, consists of a mostly empty rotunda with a few exhibits, and the New York Stock Exchange is strictly off-limits these days.</p>
<p>Plymouth Rock</p>
<p>Plymouth, Mass.</p>
<p>Plymouth Rock sits inside a Greek Temple-like structure along a pleasant promenade in Plymouth Harbor, Mass. The rock is gray and worn, and roughly the size of a car engine, with the year 1620 stamped across its side. It marks the precise spot where William Bradford and the Mayflower pilgrims set foot in the New World, except for the fact that this actually happened in Provincetown.</p>
<p>The Alamo</p>
<p>San Antonio, Texas</p>
<p>The Alamo, otherwise known as Mission San Antonio de Valero, sits on roughly four acres in downtown San Antonio, a short distance from the River Walk. Much of the original structure is no more, and what remains are a few small stone buildings and some neatly trimmed lawns. The audio tour concludes in an exceedingly well-provisioned gift shop.</p>
<p>Hollywood</p>
<p>Los Angeles</p>
<p>Enjoy a concert at the Hollywood Bowl, watch the sunset from the Griffith Observatory, or take a stroll in Runyon Canyon Park. But don’t go looking for “Hollywood,” because you’re liable to wind up on the Walk of Fame being harassed by a Charlie Chaplin impersonator.</p>
<p>Bourbon Street</p>
<p>New Orleans</p>
<p>Everyone should make an effort to visit New Orleans, and the romance of the French Quarter is still alive and well in places such as Jackson Square and Decatur Street. But for the sake of your dignity, avoid Bourbon Street if you can. All the charming cast-iron balconies in the world can’t save this stretch of sadness.</p>
<p>RMS Queen Mary</p>
<p>Long Beach, Calif.</p>
<p>What do you get when you cross a Ramada Inn with a rusty old ship? The RMS Queen Mary, the once-proud jewel of the Cunard Line, which now lies permanently docked in Long Beach as a hotel, convention center and floating haunted house (paranormal tours are available). They should have given poor old Mary an honorable burial at sea.</p>
<p>FOR MORE TRAVEL INFORMATION AND THE CONTINUATION OF THIS STORY &#8211; CLICK THE FOLLOWING LINK FOR YAHOO TRAVEL:  <a href="http://travel.yahoo.com/p-interests-29489009;_ylc=X3oDMTE1dDB2bmFrBF9TAzI3MTYxNDkEX3MDMjcxOTQ4MQRzZWMDZnAtdG9kYXltb2Q-" target="_blank">U.S.&#8217;s Most Over-Rated Tourist Traps</a>.</p>
<p>Article filed by Andrew Harper</p>
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		<title>Airlines to Begin Asking Passengers for More Information</title>
		<link>http://helpthemiddleclass.com/2009/08/13/airlines-to-begin-asking-passengers-for-more-information/</link>
		<comments>http://helpthemiddleclass.com/2009/08/13/airlines-to-begin-asking-passengers-for-more-information/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 02:28:00 +0000</pubDate>
		<dc:creator>Man In The Middle</dc:creator>
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		<category><![CDATA[" said David A. Castelveter]]></category>
		<category><![CDATA[" the pop singer who converted to Islam and took the name Yusuf Islam. The government said it placed him on the no-fly list out of concern over his donations to groups that it said might have terroris]]></category>
		<category><![CDATA["We have been assured that no passenger will be turned away or be denied the ability to travel]]></category>
		<category><![CDATA[a change intended to allow companies to upgrade their reservation and information systems. Starting Saturday]]></category>
		<category><![CDATA[a domestic airline trade group. "It would simply mean if you didnt have the information]]></category>
		<category><![CDATA[a spokesman for the Air Transport Association of America]]></category>
		<category><![CDATA[Airlines to Begin Asking Passengers for More Information]]></category>
		<category><![CDATA[airlines will be required to get both the name and the additional information]]></category>
		<category><![CDATA[although TSA is working with individual airlines to phase in compliance]]></category>
		<category><![CDATA[Catherine]]></category>
		<category><![CDATA[in which people with names similar to those on terrorist watch lists are erroneously barred or delayed from flights.]]></category>
		<category><![CDATA[is expected to cut down on cases of mistaken identity]]></category>
		<category><![CDATA[michael jackson]]></category>
		<category><![CDATA[passengers who did not provide the additional information would be denied boarding and subject at minimum to being flagged for additional screening at airport security checkpoints.]]></category>
		<category><![CDATA[sexting]]></category>
		<category><![CDATA[The change comes as the Department of Homeland Security takes over responsibility for checking airline passenger names against government watch lists. The additional personal information]]></category>
		<category><![CDATA[The TSA seems to have softened its stance since October]]></category>
		<category><![CDATA[TSA spokesman Greg Soule said.]]></category>
		<category><![CDATA[U.S. airlines on May 15 started asking passengers for their full name as it appears on a government-issued identification card]]></category>
		<category><![CDATA[was stopped after a computer flagged her name because of its similarity to "Cat Stevens]]></category>
		<category><![CDATA[Watch-list mismatches have ensnared infants and toddlers and  Sen. Edward M. Kennedy (D-Mass.). The wife of former senator  Ted Stevens (R-Alaska)]]></category>
		<category><![CDATA[when then-TSA Administrator Kip Hawley and Homeland Security Secretary Michael Chertoff announced the Secure Flight program. They said that except in rare situations]]></category>
		<category><![CDATA[which airlines will forward to the Transportation Security Administration]]></category>
		<category><![CDATA[you would be subjected to secondary screening."]]></category>

		<guid isPermaLink="false">http://helpthemiddleclass.com/?p=6755</guid>
		<description><![CDATA[U.S. airlines on Saturday will begin asking travelers to provide their birth date and sex for the first time under a new aviation security requirement, federal officials said Wednesday.
The change comes as the Department of Homeland Security takes over responsibility for checking airline passenger names against government watch lists. The additional personal information, which airlines [...]]]></description>
			<content:encoded><![CDATA[<p>U.S. airlines on Saturday will begin asking travelers to provide their birth date and sex for the first time under a new aviation security requirement, federal officials said Wednesday.</p>
<p>The change comes as the Department of Homeland Security takes over responsibility for checking airline passenger names against government watch lists. The additional personal information, which airlines will forward to the Transportation Security Administration, is expected to cut down on cases of mistaken identity, in which people with names similar to those on terrorist watch lists are erroneously barred or delayed from flights.</p>
<p>U.S. airlines on May 15 started asking passengers for their full name as it appears on a government-issued identification card, a change intended to allow companies to upgrade their reservation and information systems. Starting Saturday, airlines will be required to get both the name and the additional information, although TSA is working with individual airlines to phase in compliance, TSA spokesman Greg Soule said.</p>
<p>Passengers should not be concerned if their airline does not ask them for the information, Soule said. The agency hopes to vet 100 percent of domestic passengers by March 31 and all passengers on international flights to, from or over the United States by the end of 2010 &#8212; a total of 2 million daily passengers.</p>
<p>For now, there will be no penalty for passengers who do not provide the information, Soule said. However, once the program is fully implemented, they could be denied boarding passes, he said.</p>
<p>&#8220;We have been assured that no passenger will be turned away or be denied the ability to travel,&#8221; said David A. Castelveter, a spokesman for the Air Transport Association of America, a domestic airline trade group. &#8220;It would simply mean if you didnt have the information, you would be subjected to secondary screening.&#8221;</p>
<p>The TSA seems to have softened its stance since October, when then-TSA Administrator Kip Hawley and Homeland Security Secretary Michael Chertoff announced the Secure Flight program. They said that except in rare situations, passengers who did not provide the additional information would be denied boarding and subject at minimum to being flagged for additional screening at airport security checkpoints.</p>
<p>Citing security reasons, the TSA would not say how many or which airlines are ready to comply with Secure Flight. However, an aviation industry official said that starting Saturday a majority of domestic travelers can expect to be asked for the added information.</p>
<p>Full implementation of Secure Flight would fulfill a top aviation security goal after the Sept. 11, 2001, attacks. It was included in a 2004 law overhauling U.S. intelligence agencies.</p>
<p>U.S. officials said that by taking over watch-list vetting, the government will consistently apply the latest list information and sophisticated algorithms to catch name variations, and avoid the security risk of giving such data to industry.</p>
<p>Adding full names, gender and birth dates will allow 99 percent of travelers to avoid delays &#8212; or all but 2,000 passengers a day, they said.</p>
<p>Civil liberties groups have said the government still lacks adequate redress procedures for people mistakenly matched to watch lists.</p>
<p>Watch-list mismatches have delayed countless passengers whose names are similar to those on the agency&#8217;s no-fly list, or on a second list of &#8220;selectees&#8221; identified for added questioning. Travelers who are stopped often endure lengthy questioning without an explanation.</p>
<p>Watch-list mismatches have ensnared infants and toddlers and <span id="apture_prvw1" class="aptureLink"><span class="aptureLinkIcon" style="background-position: right -348px;"> </span><a class="aptureLink snap_noshots" href="http://projects.washingtonpost.com/congress/members/k000105">Sen. Edward M. Kennedy</a></span> (D-Mass.). The wife of former senator <span id="apture_prvw2" class="aptureLink"><span class="aptureLinkIcon" style="background-position: right -348px;"> </span><a class="aptureLink snap_noshots" href="http://projects.washingtonpost.com/congress/members/s000888">Ted Stevens</a></span> (R-Alaska), Catherine, was stopped after a computer flagged her name because of its similarity to &#8220;Cat Stevens,&#8221; the pop singer who converted to Islam and took the name Yusuf Islam. The government said it placed him on the no-fly list out of concern over his donations to groups that it said might have terrorist ties.</p>
<p>U.S. officials in October said the no-fly list included fewer than 2,500 individuals and the selectee list fewer than 16,000, most of whom were not U.S. citizens.</p>
<p>FOR NEWS, INFORMATION AND CONTINUTATION OF THIS STORY, CLICK THE LINK FOR THE WASHINGTON POST:  <a href="http://www.washingtonpost.com/wp-dyn/content/article/2009/08/12/AR2009081203000.html?wpisrc=newsletter&amp;wpisrc=newsletter&amp;wpisrc=newsletter" target="_blank">Airlines to Begin Asking Passengers for More Information &#8211; washingtonpost.com</a>.</p>
<p>Article filed by Spencer S. Hsu for the Washington Post.</p>
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		<title>American Cities Giving You The Most Value For Your $$$$</title>
		<link>http://helpthemiddleclass.com/2009/07/20/american-cities-giving-you-the-most-value-for-your/</link>
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		<pubDate>Mon, 20 Jul 2009 19:25:40 +0000</pubDate>
		<dc:creator>Man In The Middle</dc:creator>
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		<category><![CDATA[" which translates loosely to "the good fishing place."]]></category>
		<category><![CDATA[000) has reinvented itself as a haven for those repelled by the high price of living and doing business in other New England states.]]></category>
		<category><![CDATA[229]]></category>
		<category><![CDATA[500-strong Ogden-Clearfield metro ranks second on our list]]></category>
		<category><![CDATA[900) finish third.]]></category>
		<category><![CDATA[and Ann Arbor]]></category>
		<category><![CDATA[and Durham]]></category>
		<category><![CDATA[Centuries ago]]></category>
		<category><![CDATA[employment opportunity and general quality of life. Once an industrial mill town]]></category>
		<category><![CDATA[Fort Worth]]></category>
		<category><![CDATA[Knoxville]]></category>
		<category><![CDATA[leading the pack in the Mountain region and Minneapolis-St. Paul]]></category>
		<category><![CDATA[Manchester (pop. 402]]></category>
		<category><![CDATA[Manchester isn't the only mid-sized city that makes for a good all-around value. Utah's 531]]></category>
		<category><![CDATA[metro (pop. 3]]></category>
		<category><![CDATA[Mich.]]></category>
		<category><![CDATA[michael jackson]]></category>
		<category><![CDATA[Minn.]]></category>
		<category><![CDATA[N.C.]]></category>
		<category><![CDATA[Native Americans discovered a pleasant spot on the banks of the Merrimack River. They called it "Namoskeag]]></category>
		<category><![CDATA[offer the best value.]]></category>
		<category><![CDATA[pacing their respective halves of the Midwest. New York's Albany metro is the cheapest of the Mid-Atlantic cities. Among the sub-regions of the South]]></category>
		<category><![CDATA[President Barack Obama]]></category>
		<category><![CDATA[sexting]]></category>
		<category><![CDATA[Tenn.]]></category>
		<category><![CDATA[texas]]></category>
		<category><![CDATA[thanks to rock-bottom unemployment and crime rates. High salaries and copious amounts of culture help the Minneapolis-St. Paul]]></category>
		<category><![CDATA[The Manchester-Nashua metro area ranks first on our list of America's 100 Cheapest Places To Live. Among the U.S. cities with the most affordable housing and lowest cost of living]]></category>
		<category><![CDATA[The middle of the country claims more bargain areas]]></category>
		<category><![CDATA[the Queen City offers the best combination of safety]]></category>
		<category><![CDATA[Utah]]></category>
		<category><![CDATA[with Ogden]]></category>

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		<description><![CDATA[Centuries ago, Native Americans discovered a pleasant spot on the banks of the Merrimack River. They called it &#8220;Namoskeag,&#8221; which translates loosely to &#8220;the good fishing place.&#8221;
The anglers have long since passed on, and the locality is now better known as Manchester, N.H. Time to add another title: best cheap city in the U.S.
The Manchester-Nashua [...]]]></description>
			<content:encoded><![CDATA[<p>Centuries ago, Native Americans discovered a pleasant spot on the banks of the Merrimack River. They called it &#8220;Namoskeag,&#8221; which translates loosely to &#8220;the good fishing place.&#8221;</p>
<p>The anglers have long since passed on, and the locality is now better known as <a href="http://realestate.yahoo.com/New_Hampshire/Manchester/homes-for-sale">Manchester, N.H.</a> Time to add another title: best cheap city in the U.S.</p>
<p>The Manchester-Nashua metro area ranks first on our list of America&#8217;s 100 Cheapest Places To Live. Among the U.S. cities with the most affordable housing and lowest cost of living, the Queen City offers the best combination of safety, employment opportunity and general quality of life. Once an industrial mill town, <a href="http://realestate.yahoo.com/New_Hampshire/Manchester/neighborhoods">Manchester</a> (pop. 402,000) has reinvented itself as a haven for those repelled by the high price of living and doing business in other New England states.</p>
<p>&#8220;You have a lot of <a href="http://realestate.yahoo.com/Massachusetts/Milton/neighborhoods">Massachusetts</a> companies going there because of the low cost,&#8221; says Eduardo Martinez, senior economist at Moody&#8217;s Economy.com. &#8220;It makes sense for companies to scout that out as a location. The tax situation is a lot better.&#8221;</p>
<p>A lot better&#8211;there are no sales or income taxes in New Hampshire, fitting for a state whose motto is &#8220;Live Free or Die.&#8221; Though the lack of taxes hasn&#8217;t lured many corporate headquarters, Martinez notes that it has convinced companies like BEA Systems &#8212; which already has a large presence in Boston&#8211;to set up back-office operations in the Granite State.</p>
<p>Manchester isn&#8217;t the only mid-sized city that makes for a good all-around value. Utah&#8217;s 531,500-strong <a href="http://realestate.yahoo.com/Utah/Ogden/homes-for-sale">Ogden-Clearfield</a> metro ranks second on our list, thanks to rock-bottom unemployment and crime rates. High salaries and copious amounts of culture help the <a href="http://realestate.yahoo.com/Minnesota/Minneapolis/homes-for-sale">Minneapolis-St. Paul, Minn.</a>, metro (pop. 3,229,900) finish third.</p>
<p>How can so big a metro offer a high quality of life? &#8220;The best place to be is on the fringe of one of those big cities,&#8221; says Al Lee, director of Quantitative Analysis at PayScale.com. &#8220;An hour or so outside of town, you&#8217;re still close enough to feel the influence of the high wage areas.&#8221;</p>
<p>&#8220;An hour or so outside of town, you&#8217;re still close enough to feel the influence of the high wage areas.&#8221;</p>
<p><strong>Behind the Numbers</strong></p>
<p>To form our list, we looked at America&#8217;s 380 metropolitan statistical areas and metropolitan divisions (or metros)&#8211;geographic entities defined by the U.S. Office of Management and Budget for use by federal agencies in collecting, tabulating and publishing federal statistics&#8211;and picked out the 100 cheapest. In order to do that, we ranked all on cost of living data from Moody&#8217;s Economy.com and home affordability figures from the National Association of Home Builders and Wells Fargo.</p>
<p>Once the 100 cheapest metro areas were established, we rated them across four quality-of-life measures: violent crime rate, from the Federal Bureau of Investigation; unemployment rate, from the Bureau of Labor Statistics; average salary for college grads, from Payscale.com; and cultural opportunity, based on the leisure index from Sperling&#8217;s Best Places. In our slideshow, we pulled out the top three from each of the country&#8217;s Census-designated regions.</p>
<p><strong>United, but Not Uniform</strong></p>
<p>America&#8217;s cheapest places are by no means evenly distributed. Though Manchester ranks first on our list, it&#8217;s one of just three New England metros to crack the top 100. <a href="http://realestate.yahoo.com/Massachusetts/Worcester/homes-for-sale">Worcester, Mass.</a>, and <a href="http://realestate.yahoo.com/Massachusetts/Springfield/homes-for-sale">Springfield, Mass.</a>, rank No. 4 and No. 46 in the nation, respectively.</p>
<p>That shouldn&#8217;t come as a surprise. According to the National Association of Realtors, the median sales price for a single-family home in the U.S. is $169,000. In the South, the average is $147,000; in the Midwest, $132,000. Homes are almost twice as expensive in the West and New England&#8211;$238,000 and $236,000, respectively.</p>
<p>The country&#8217;s Pacific region&#8211;<a href="http://realestate.yahoo.com/Washington">Washington</a>, <a href="http://realestate.yahoo.com/Oregon">Oregon</a> and <a href="http://realestate.yahoo.com/California">California</a>&#8211;boasts just two cheap places, making it the only one of America&#8217;s nine census regions that doesn&#8217;t contain at least three cheap metros. The lucky pair? <a href="http://realestate.yahoo.com/Washington/Spokane/homes-for-sale">Spokane, Wash.</a>, and <a href="http://realestate.yahoo.com/California/Modesto/homes-for-sale">Modesto, Calif.</a>, Nos. 72 and 91. Though the latter ranked fifth on our list of America&#8217;s Most Miserable Cities earlier this year due to its high crime and unemployment, relative to the other cities on the list, it offers Bay Area workers cheap living to compensate for a brutal 90-minute commute&#8211;enough to put pressure on local employers to offer competitive salaries.</p>
<p>&#8220;It&#8217;s kind of on the outer fringes, but it&#8217;s the realm that people might do it,&#8221; says Lee. &#8220;Given the possibility to commute to the closest part of the Bay Area, there&#8217;s the potential for people to go closer and get higher wages. That&#8217;s going to have an impact.&#8221;</p>
<p>The middle of the country claims more bargain areas, with <a href="http://realestate.yahoo.com/Utah/Ogden/neighborhoods">Ogden, Utah</a>, leading the pack in the Mountain region and <a href="http://realestate.yahoo.com/Minnesota/Minneapolis/neighborhoods">Minneapolis-St. Paul, Minn.</a>, and <a href="http://realestate.yahoo.com/Michigan/Ann_Arbor/homes-for-sale">Ann Arbor, Mich.</a>, pacing their respective halves of the Midwest. New York&#8217;s <a href="http://realestate.yahoo.com/New_York/Albany/homes-for-sale">Albany</a> metro is the cheapest of the Mid-Atlantic cities. Among the sub-regions of the South, Fort Worth, Texas, Knoxville, Tenn., and Durham, N.C., offer the best value.</p>
<p>Among the regions of the South, <a href="http://realestate.yahoo.com/Texas/Fort_Worth/homes-for-sale">Fort Worth, Texas</a>, <a href="http://realestate.yahoo.com/Tennessee/Knoxville/homes-for-sale">Knoxville, Tenn.</a>, and <a href="http://realestate.yahoo.com/North_Carolina/Durham/homes-for-sale">Durham, N.C.</a>, offer the best value.</p>
<p>Martinez points out that many of the best cheap cities like Minneapolis and Ann Arbor are benefiting from the shift of technology research and development away from Silicon Valley. Though companies aren&#8217;t completely abandoning California, some, like Cisco Systems, are starting East Coast branches in smaller university towns like Durham because of the low cost and high concentration of engineers.</p>
<p>&#8220;In these particular areas, I think the technology imprint is an important underpinning,&#8221; he says. &#8220;A lot of these towns have top-tier research universities. From a salary and income perspective, there are going to be more opportunities. It&#8217;s all part of a larger shift with tech that you&#8217;re going to see in the U.S.&#8221;</p>
<p>For the less technologically inclined, Lee notes that places like <a href="http://realestate.yahoo.com/Texas/Fort_Worth/neighborhoods">Fort Worth</a> offer myriad job opportunities that come with proximity to larger metro areas&#8211;without the cost.</p>
<p>&#8220;Durham is the less expensive side of the Raleigh-Durham area; Fort Worth is the same with Dallas,&#8221; he says. &#8220;You&#8217;re in a strong constellation, but you&#8217;re living on the cheap side.&#8221;</p>
<p>For the ultimate in cheap housing, there&#8217;s always <a href="http://realestate.yahoo.com/Michigan/Detroit/homes-for-sale">Detroit</a>. Some homes in the Motor City cost less than a Ford Taurus&#8211;but there are drawbacks.</p>
<p>&#8220;Declining population leads to housing affordability,&#8221; says Lee. &#8220;The big risk is that there are fewer jobs than people. If you a get a job in Detroit, it&#8217;s a great place to go and buy a house cheap. It&#8217;s just a gamble.&#8221;</p>
<p><big><strong> Cheapest Places to Live</strong></big></p>
<p><strong>Spokane, Wash.</strong></p>
<p>Pacific (Overall rank: 72)</p>
<p><strong>Population:</strong> 462,700<br />
<strong>Average Salary:</strong> 67<br />
<strong>Unemployment:</strong> 63<br />
<strong>Crime:</strong> 44<br />
<strong>Culture:</strong> 71<br />
<strong>Total:</strong> 245</p>
<p><strong>Modesto, Calif.</strong></p>
<p>Pacific (Overall rank: 91)</p>
<p><strong>Population:</strong> 510,700<br />
<strong>Average Salary:</strong> 19<br />
<strong>Unemployment:</strong> 98<br />
<strong>Crime:</strong> 77<br />
<strong>Culture:</strong> 81<br />
<strong>Total:</strong> 275</p>
<p><strong>Ogden-Clearfield, Utah</strong></p>
<p>Mountain (Overall rank: 2)</p>
<p><strong>Population:</strong> 531,500<br />
<strong>Average Salary:</strong> 27<br />
<strong>Unemployment:</strong> 7<br />
<strong>Crime:</strong> 6<br />
<strong>Culture:</strong> 20<br />
<strong>Total:</strong> 60</p>
<p><strong>Fort Collins-Loveland, Colo. </strong></p>
<p>Mountain (Overall rank: 9)</p>
<p><strong>Population:</strong> 292,800<br />
<strong>Average Salary:</strong> 33<br />
<strong>Unemployment:</strong> 14<br />
<strong>Crime:</strong> 11<br />
<strong>Culture:</strong> 53<br />
<strong>Total:</strong> 111</p>
<p><strong>Greeley, Colo.</strong></p>
<p>Mountain (Overall rank: 13)</p>
<p><strong>Population:</strong> 249,800<br />
<strong>Average Salary:</strong> 12<br />
<strong>Unemployment:</strong> 36<br />
<strong>Crime:</strong> 20<br />
<strong>Culture:</strong> 48<br />
<strong>Total:</strong> 116</p>
<p><a href="http://www.forbes.com/2009/07/13/cheap-cities-property-lifestyle-real-estate-cheap-places_slide_2.html?partner=yahoo" target="_blank"><strong>FOR CONTINUATION OF THIS STORY:  Click here for the full list of America&#8217;s Best Cheap Cities</strong></a></p>
<p><strong>ARTICLE FILE BY ZACK O&#8217;MALLEY GREENBERG FOR FORBES</strong></p>
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